Our Fees
Our pricing is transparent, and our clients are our only source of compensation. Choose the level of service that best fits your needs.
Financial Planning Packages
- Fundamentals Plan: $3,000 for your initial plan, then $250 per month. Covers retirement, investment, tax, cash flow, Social Security and Medicare, insurance, education, and Roth conversion planning, plus ongoing monitoring of your goals.
- Legacy Plan:
$5,000 for your initial plan, then $350 per month. Includes everything in the Fundamentals Plan, plus wealth transfer scenarios, stock option analysis, business planning, basic estate planning, charitable giving strategies, family financial education, and alternative investment guidance.
Hourly Advice
Not every financial question requires a comprehensive plan. If you have a specific question, need a second opinion, or want guidance on a single decision, you can work with us on an hourly basis. The first hour is $500, and each additional hour is $250. There is no long-term commitment, so you get expert advice exactly when you need it.
Investment Management
For clients who would like us to manage their investments, we charge an annual fee based on assets under management (AUM). The fee is billed quarterly and includes third-party platform costs. Our rates are blended, meaning each rate applies only to the portion of your assets within that tier:
- $500,000 to $1,000,000: 1.00%
- $1,000,000 to $1,750,000: 0.90%
- $1,750,000 to $2,750,000: 0.75%
- $2,750,000 to $5,000,000: 0.70%
- $5,000,000 to $10,000,000: 0.55%
For example, on a $1,500,000 portfolio, you would pay 1.00% on the first $1,000,000 ($10,000) and 0.90% on the next $500,000 ($4,500), for a total of $14,500 per year, an effective rate of about 0.97%.
Investment management clients also receive reduced planning fees. You pay only $1,000 toward the initial cost of either planning package, and the monthly planning fee is waived because ongoing planning is included in your AUM fee.
Our Commitment to Independence
You are free to implement our recommendations with any firm you choose. That firm may charge its own fees or commissions, but we never receive compensation from any third party. Our advice stays focused on one thing: what’s best for you.